If you are one of the lucky ones who has passed the 50th anniversary of your life and has no record of medical hospitalization, you should take out insurance or increase your medical and critical illness insurance while you are still blessed with a blank slate ! Only in this way can the most basic protection be provided for retirement life after the company's medical insurance expires.
As for those who already have medical records, there is no need to lose heart. Even if you apply for insurance now, the premium may be increased or there may be some exclusions due to past records. If the terms are reasonable, I suggest you accept it first and let the policy take effect as soon as possible. After all, overseas chinese in worldwide database health risks are not a one-time lottery, and you can still win again after winning. Therefore, as long as the policy can still cover most other risks after adding "exclusions", the insurance is still very valuable.
Special Data’s Role in National Security
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